With a wide range of investment accounts, services and resources to choose from, your Treasury Management Banker can help implement a safe, strategic financial program to manage your cash flow and maximize the profit potential of every dollar your business earns. Short- or long-term investment vehicles include Mutual Funds, Commercial Paper, Jumbo CDs, Repurchase Agreements and Treasury Bills and Notes. In addition, our Cash Sweep Services help you maximize earnings on your unused cash.

Automated Sweeps
If your business has excess cash in its business checking account at the end of the day, those funds will automatically be invested at a competitive rate until the open of the next banking day.

Eurodollar Sweep Accounts
With the Eurodollar Sweep Account, funds that exceed a predetermined target balance by $100,000 or more will automatically be swept into an overnight investment that is processed through our Cayman Island banking office. The funds will be invested overnight to earn a premium rate. The next morning, the funds are returned to your business to start the cycle again.

Funds Management
This sweep option provides an effective financial technique to reduce interest expenses on your business' line of credit. With Funds Management Account services, excess cash will be swept from your deposit accounts to your revolving line of credit in order to pay down the current outstanding balance. It can also be implemented to include an investment sweep account for when your revolving line of credit is at a zero balance.

Repo Sweep Account
This automated overnight investment sweep invests monies in excess of a threshold balance into Government Securities and Agencies.

---

* Investment products are not FDIC insured, may lose value, and have no bank guarantee.