PAYCHEK PLUS!™

New! Payroll Debit Card. If your employer offers a payroll debit card program and you participate in PAYCHEK PLUS!™, you have instant access to your money the second your employer pays you. No more waiting in lines for check cashing or money transfer services…no more expensive fees cutting into your take home pay…just visit the nearest ATM or retail store with a point of sale terminal and withdraw cash or make purchases right away. You can even send money to relatives with an easy-to-use second card and a phone, saving up to 70% on traditional money transfer fees.

With your employer issued or signature based payroll debit card, you also receive:

• The security of FDIC insurance--with no bank account or credit checks
• Get cash back and/or make purchases at over one million STAR™ ATMs and retail POS (point-of-sale) terminals nationwide, and CIRRUS™ ATMs worldwide
• FREE card account activity review
• English and Spanish customer service around the clock, seven days a week
• Affordable long distance telephone calls anywhere in the world

Get these benefits (and MORE!) when you use your Personal Identification Number (PIN) based payroll debit card:

• The card is security protected with a Personal Identification Number (for ATM & Point of Sale retail terminals), as well as a PASSCODE (for account activity)
• Receive additional cards for family members
• English and Spanish for both Interactive Voice Response (IVR) access and 24 hour customer service
• Lost, stolen or damaged cards can be easily replaced through your payroll department
• Additional funds loading options available
• A low cost way to send money to relatives, saving up to 70% over traditional money transfer fees
• FDIC insured card accounts
• Account information available through: IVR and Customer Service
• Representatives - available 24 hours, 7 days a week

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Please see your Payroll Card Disclosures.