

| For current rates, contact us or your local banking office. |
| Term (see your investment certificate receipt) | |
| Minimum opening deposit | $1,000 |
| Additional deposits | Not permitted |
|
Interest
IRA terms less than six (6) months (credited) IRA terms six (6) months & longer (credited & compounded) |
At maturity Quarterly |
|
Certificate renewal
Your IRA certificate will automatically renew into an Associated Fixed Rate IRA Certificate of Deposit. See an Associated Banker or your investment certificate receipt for specific information regarding the renewal term of your account. |
|
|
Grace period
The account owner has ten (10) calendar days after maturity to withdraw the funds without penalty. Interest is not paid during the grace period unless the funds from this IRA Certificate of Deposit are deposited into another Associated Bank IRA Certificate of Deposit. |
|
|
Early withdrawal penalty
IRA terms less than twelve (12) months |
90 days simple interest
|
|
Early withdrawal penalty
IRA terms twelve (12) months or longer |
181 days simple interest |

Personal
Identity theft, fraud, email scams… there are many ways criminals can strike online. Associated Bank's identity and credit security suite helps protect your identity and your credit. Meet with one of our Security Specialists to learn more, or click on the links below.
